Apply Kohls Credit Card || Check Application Status, Login, Credit Limit 2018

MyKohlsCharge: Kohl Corporation is an American department retail store chain founded in the year 1962 by Maxwell Kohl in Milwaukee. The very first Kohl’s store was started in the same year as a supermarket and thereafter, the stores kept growing by sales in the United States of America and are now has the largest number of stores across the country. The company was featured at #146 in Fortune 500 list in the year 2012.

MyKohlscharge Credit Card Login

This article is going to give a detailed explanation of login details and the other details related to the credit card, along with the solution in the same. 

If you want to login to the MyKohlsCharge from a desktop or a mobile, you have to visit and then click on the MyKohlsCharge. You can see the options to enter a Username and Password and then click on submit. Make sure your you have a unique name and a password while entering the details.

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To get a username, you have to go to the section “Register Now” and then sign in the page itself by entering the 12-digit Kohl’s credit card number and then click on submit. The system of the retail store then takes you through two guided steps and then you will get an option to create a Username for yourself.

After logging in, you can see yourself on the screen for the features and benefits that the site offers you just at the touch of a button. 

To manage your bank account, you have to log in only from your PC.

What Can You Do With MyKohlsCharge Online Account?

For the beginners who are using the online account, you do not have to spend the time in standing in the queues at the stores or at the post office. You will have an option to get into your account with the help of the internet and then it conducts all the credit card transactions like Checking your transactions, billed and unbilled, checking your current balance, making payments, scheduling the payments up to 180 days in advance; going paperless is to name a few.

Being a user, you can provide the online reviews of the products and there you can also track and redeem the credit card that offers for Yes2You and Kohl’s Cash. There are many things that you can do by using the MyKohlsCharge online account. It has to serve as an incentive for you to register today, if you haven’t registered already. Read More About Kohls

How to Sign in MyKohlsCharge

Go to to sign into the site by using the email id and password. If you have forgotten any of these, you can always set the new ones by request.

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How To Register new account?

To register a new account, you have to enter a 12-digit Kohl’s credit card number into the given field and then click on the submit button. The further process that follows takes you to create a new account.

How To Recover MyKohlsCharge Password?

If you have forgotten your password, then you don’t have to worry as the recovery process is pretty simple. All you need to do is to click on “Forgot Password?” option on the pop-up screen and enter your registered mail to which a link will be sent to you to create a new one.

How to apply for MyKohlscharge card

To apply for a MyKohlcharge, visit the website where you will be used to give all the personal information asked like, Name, Phone Number, Address, Social Security Number, Date of Birth, email address and above all, enter the annual gross income. After entering the details, click on continue to review. If you are eligible, then the system will take you through a few guide steps to finish the formalities.

In a nutshell, here are a few useful things by having a MyKohlsCharge card.

Saves 20% of your amount on your first purchase

Once you receive your new card in the mail, you get an additional discount of 15%.

There will be 12 special discounts that can be received, including 15% of the 30% discounts per year.

The new applications will be processed within a few moments and in case your application takes some more than the regular process, then your account might not be unavailable.

Kohl’s Charge Card Payment Options

You can’t pay for another credit card with Kohl’s Charge Card. This how the payments can be done.

Alternative Bill Pay Services

If you want to make an online payment, then you can try this method. By using this, you can pay an online-bill-payment and the service provider might send a physical check to the Kohl’s; so, it is best to ensure your payment has to be made for at least five business days before your due date is over. This is mandatory because of Kohl’s charge more in the name of a late fee.

Phone Payment

There is an automated phone system for Kohl’s Credit Card. You can call the number 1–855–564–5748 to make the payment. This phone service is always available and all they ask is to enter your bank account number and the routing number. The payments that are made after 7 pm (CT) will be credited the next day.

Mail Payments

You can make your payments through a mail too. To make this happen, you would have to make your check out to the Kohl’s Payment Center and then mail it to 

  • Kohl’s Payment Center
  • P.O. Box 2983
  • Milwaukee, WI 53201-2983

The mail payments that are received after 5 pm (CT) will be processed the next day.

Kohl’s Credit Card customers can mail the payments to the states of AK, AZ, CA, CO, HI, ID, MT, NV, OK, OR, TX, UT, WA, and WV. This is the address to mail the payments.

Kohl’s Payment Center

P.O. Box 30510

Los Angeles, CA 90030-0510

In-Store Payments

If not the above two, you can pay in the stores directly through a cheque, cash, money order or a debit card. Once you have made a payment at the store, you will be able to notice that this payment won’t reflect in the MyKohsCharge account immediately.

There is a limit of paying $3000 per day at the store, or even for the phone or online. If you want to pay in excess, ie., more than $3000, then you have to make sure that the payments are made on different dates.

Here are Pros and Cons for My Kohl’s Charge Card


If your application is accepted, then you will get a discount of 15% along with a new credit card. That’s not it, you also get a discount of 20% on the very first purchase you make with your credit card. This is a welcome gift from the provider. In the long run, you will be able to check the mailed discounts and they can go as much as 30%.


Apart from the Pros, Kohl’s Charge cuts the rate of interest at a steep of 24.99%. There is no point earning or cash back features for it. It doesn’t have balance transfer or cash advance options, something very common in all the credit cards. Since the interest rate is so high, it makes you keep checking the balance every now and then.

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