Capital One is on the five most recognizable and largest credit card providers in the words. Who can forget the famous longtime tagline of the Capital One credit card saying, “What’s in your wallet? “ Capital One credit card has made its mark through the credit card reward space with its blackout – free travel program. Be it flying without limits or talking money over cafe’s there are many reasons to join Capital One and start using Capital One credit cards to become one in the millions of Capital One Credit Card holders.
Before we get into the details of how you can check the application status of your Capital One credit card, we will first look into the process of applying for Capital One credit card.
Capital One Credit Cards Available
- Travel Cards
- Cash Back Cards
- Building or average credit cards
- Popular Credit Cards
- Business cards
- How to apply for a Capital One credit card?
Capital One offers you a wide range of credit cards aimed at all sectors of the people earning. To apply for a Capital One credit card, you must follow these easy steps.
Step 1: Visit the official page of Capital One – Applying online for your Capital One card is quick and an easy process. Capital One’s website will allow you to apply for a credit card at any time that is convenient for you. You can simply navigate your web browser to Capital One’s website to get started.
Click on the section for personal credit cards.
Step 2: Choose the right card for you – Capital One’s website allows for an easy navigation which enables you to quickly find a credit card that meets your needs and interests. There is a wide range of cards that are available you can apply for, each offering a different financial focus. Choose the card of your need wisely. Few cards offer rewards for travelers, whereas other cards are designed to build credit. Most of the cards can help you earn cash back or other rewards.
Step 3: Check the Eligibility – Giving some basic personal information can help you determine which cards you might be qualified for. Eligibility check can be a great way to help you narrow down your search for the right Capital One credit card. Visit https://findmycard.capitalone.com/ to learn if you might be eligible and if you are then for which card it is.
You will have to provide some basic information, such as your name, address, and the last four digits of your social security number for the eligibility check.
Step 4: Provide all the information that is required – Before you can apply for a Capital One Credit card, you will need to have your personal information in prior. This information will need to be filled in the Capital One website which will allow the site to identify you and determine which cards you might be qualified for.
You will have to provide information like:
- Your full name
- Your security number
- Your date of birth
- Your home address
- Your yearly income
Step 5: Choose one right card and apply – Once you have selected a card that you think is right for you, now you will have to select that card and start applying for it. From the web-page that contains the card’s detailed information, you will need to click on the “apply now” button. This will further take you to a form asking you to fill in your personal information.
To complete the process of your application, fill in all of the information requested, agree to the terms, review your application and finally submit it. Make sure the credit card you have chosen is the right one that fits your credit score. Usually, Capital One will inform you of your approval within 60 seconds.You may also have to provide additional information about yourself. Make sure you carefully review your application before submitting it.
Step 6: Wait for the approval – After you’ve been approved for a Capital One credit card, all that will be left to do is wait for your card to arrive in the mail. It can take anywhere from around 7 to 10 business days for your card to arrive at the address you applied with. Once your card arrives, you will be able to start using it immediately.
Also Check: Apply For HSBC Credit Card
How to check the status of the application of your Capital One credit card?
When you apply for a Capital One credit card through an online application, your approval status will be displayed within 60 seconds or less. If you have been approved or denied, the decision will be displayed right on the screen. However, sometimes the automated algorithms used to quickly analyze applicants can’t reach a decision. In such cases, your application is considered to be “pending” until it can be reviewed by hand. Now, this pending status can be checked through checking the application status of your Credit card.
Unfortunately, Capital One does not actually offer an online option to the check the continuity of the application status in this digital era.Furthermore, Capital One does not even offer an email address for checking the application status. All you can do is contact or dial the 1-800-903-9177 be sure to have your application ID number or your Social Security number on hand to make it easier for the representative to find your application.
How to cancel Capital One Credit Card?
If your Capital One credit card is lost or stolen and you wish to cancel the further accessibility if it, you can cancel your credit card through following few steps.
Pay off your balance and cancel dues before contacting Capital One. Call customer service at 1-800-955-7070, provide your credit card number and not the date and name of the customer service representative. Explain that you have a zero balance left and request for a “hard close.” If you don’t do this, Capital One might allow new charges such as monthly auto pays for the next 30 days. Before ending the call, verify the mailing address for your follow-up letter
Write a follow-up letter in which you restating your request to cancel your card with a hard close. Write the details of the date you made the telephone request and give the name of the representative you spoke with.Now, ask for a written verification saying that the account has been closed. Send the particular letter by a certified mail with a return receipt. You will have to wait until for 30 days, then call the customer service to verify the account was closed.Hence, it is important to remember the representative’s name.